Employers and factory owners are compulsorily required to cover workers’ with insurance. Workers’ compensation cover employees against injuries or occupational diseases suffered during course of duty. This coverage is mandatory for organizations with at least three employees. Workers are entitled to compensation from the date of joining an organization in Georgia State. However, certain categories of workers are not covered under compensation scheme: railroad employees, federal employees, independent contractors, domestic workers, and volunteers.
It might be noted here that certain employers belonging to the aforesaid categories provide workers’ compensation voluntarily. Further, situations might arise when it seems that you belong to the secluded workers’ category but coverage would actually be available. A Georgia workers’ compensation lawyer would be the right person to approach for legal advice and subsequent course of action.
Similarly, another question that could arise is whether all injuries are covered under the compensation scheme or not. Commonly accidents and sudden injuries come into mind while considering compensatory benefits. Diseases such as strokes, heart attacks, and infections are also compensated. After 1st July 1992 a new category, catastrophic injury, was included under workers’ compensation list. Under this category accident lawyers in Georgia try cases of spinal cord injury, severe brain injury, amputation of limbs, industrial blindness, third degree burns of 5 percent or more of hands and face, and second or third degree burns of more than 25 percent of body.